--- title: Using the Payment Calculator description: The Payment Calculator is a tool that provides estimated lease payments based on lease amount, payment frequency, and pricing tier. --- [Skip to content](https://knowledge.kafene.com/using-the-payment-calculator#main-content) English Show submenu for translations ![logo-kafene-black.svg\]](https://knowledge.kafene.com/hubfs/logo-kafene-black.svg) - [Kafene Home](https://kafene.com/) - [About](https://kafene.com/about) - [FAQs](https://kafene.com/faqs) - [Merchant Partner](https://kafene.com/merchant-partner) - [Contact Us](https://kafene.com/contact-us) Open main navigation Close main navigation - [Kafene Home](https://kafene.com/) - [About](https://kafene.com/about) - [FAQs](https://kafene.com/faqs) - [Merchant Partner](https://kafene.com/merchant-partner) - [Contact Us](https://kafene.com/contact-us) - English Show submenu for translations - Go to kafene.com Go to kafene.com Need help? - There are no suggestions because the search field is empty. 1. [Kafene Knowledge Base](https://knowledge.kafene.com/?hsLang=en) 2. [Using the Merchant Dashboard](https://knowledge.kafene.com/using-the-merchant-dashboard?hsLang=en) # Using the Payment Calculator ## The Payment Calculator is a tool that provides estimated lease payments based on lease amount, payment frequency, and pricing tier. The **Payment Calculator** makes it easy for you to estimate the renewal payments on any Kafene lease and share that information with potential customers to aid in their decision-making process. ### **Table of Contents** - [Accessing the Payment Calculator](https://knowledge.kafene.com/using-the-payment-calculator#accessing-the-payment-calculator) - [Calculating Estimated Payments](https://knowledge.kafene.com/using-the-payment-calculator#calculating-estimated-payments) ### **Accessing the Payment Calculator** The Payment Calculator is always accessible via a link that says **Payment Calculator** in the top navigation of your Merchant Dashboard. When you click that link, the Payment Calculator will pop up as a modal on top of whatever dashboard page you are currently on. ![Payment Calculator Example](https://knowledge.kafene.com/hs-fs/hubfs/Calculator/Payment%20Calculator%20Example.gif?width=600&name=Payment%20Calculator%20Example.gif) ### **Calculating Estimated Payments** Once the Payment Calculator is open, you will see four input fields. The first field, **State**, will default to the state of the store’s location and cannot be adjusted. The next field offers the option to choose a **Payment Frequency** of **Weekly**, **Every Other Week**, or **Twice a Month**. This lease payment frequency should match your customer’s proposed payment schedule and impacts the size and number of payments in the final output. As guidance, the more frequent the payments, the lower each one will be, but the sum of all payments will remain the same.  ![Choose Payment Frequency](https://knowledge.kafene.com/hs-fs/hubfs/Choose%20Payment%20Frequency%20Updated.png?width=647&name=Choose%20Payment%20Frequency%20Updated.png) The third field is **Pricing Tier**. Kafene offers three pricing tiers: **Plus**, **Preferred**, and **Premier**. Each tier offers different programs and payment amounts, with Premier offering the lowest payments. The customer’s actual tier will be determined by the information in their application. ![choose-pricing-tier](https://knowledge.kafene.com/hs-fs/hubfs/Calculator/choose-pricing-tier.png?width=628&name=choose-pricing-tier.png) The fourth field is the **Lease Amount** field. To get a payment estimate, total the amounts of the merchandise the customer is considering leasing, and enter that total into this field.  ![lease-amount](https://knowledge.kafene.com/hs-fs/hubfs/Calculator/lease-amount.png?width=627&name=lease-amount.png) After selecting the **Payment Frequency**, the **Pricing Tier**, and entering the anticipated **Lease Amount**, the Kafene estimated payment amount will be calculated automatically and displayed in the green boxes at the bottom of the modal, including the number of payments. To the right of that will be an estimated competitor price for the same sample lease over a 12-month term. ![weekly-payments](https://knowledge.kafene.com/hs-fs/hubfs/Calculator/weekly-payments.png?width=656&name=weekly-payments.png) **Note:** Each payment is a pre-tax estimate and the customer’s applicable tax rate will be added to the payment if they complete a lease. You can then change the payment frequency, pricing tier, or lease amount and the estimated payments will be automatically adjusted accordingly.  **Note:** All amounts shown in the calculator are estimates. Actual lease payment amounts will be displayed on the signed lease agreement. ![every-other-week-payments](https://knowledge.kafene.com/hs-fs/hubfs/Calculator/every-other-week-payments.png?width=647&name=every-other-week-payments.png)   - [Application Process](https://knowledge.kafene.com/application-process?hsLang=en) - [Using the Merchant Dashboard](https://knowledge.kafene.com/using-the-merchant-dashboard?hsLang=en) - [Reporting](https://knowledge.kafene.com/reporting?hsLang=en) - [Helping Customers](https://knowledge.kafene.com/helping-customers?hsLang=en) - [WooCommerce Guide](https://knowledge.kafene.com/woocommerce-guide?hsLang=en) - [Kafene Home](https://kafene.com/) - [About](https://kafene.com/about) - [FAQs](https://kafene.com/faqs) - [Merchant Partner](https://kafene.com/merchant-partner) - [Contact Us](https://kafene.com/contact-us) [![Chill listening crop-3](https://knowledge.kafene.com/hubfs/Kafene%20Transparent-1.svg "Chill listening crop-3")](https://kafene.com) Kafene Knowledge Base Copyright © 2026, Kafene